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What is Temporary Health Insurance?

Temporary Health insurance provides comprehensive temporary medical insurance coverage that guards against catastrophic costs of unexpected medical bills. Temporary health insurance covers a wide variety of needs, from 30 to 365 days (depending on state of residency), and it allows you to use your own doctors and hospitals.
When you need affordable health insurance and are between permanent employer-sponsored plans, temporary health insurance offers gap coverage that can give you and your family peace of mind. In general, temporary health insurance policies cover physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient surgeries, skilled nursing facility care and rehabilitation up to a lifetime maximum of $2 million.
LTCC is a trademark of Long Term Consumer Care, Inc.  All other products mentioned are registered trademarks of their respective companies. This web site is owned and operated by Long Term Consumer Care, Inc.

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Student Health Insurance

Assurant Health Student Select
Renewable individual student health insurance for college students of all ages.
What is Student Select?

Student Select is permanent, renewable individual health insurance. It is designed specifically for college students of all ages (up to age 63).

Plan Highlights
  • If you need to transfer schools, your Student Select coverage moves with you. Student Select is not tied to any one school. There's no need to change coverage or re-apply. In fact, you're covered when traveling anywhere in the United States, its possessions or Canada.
  • You choose your doctors and hospitals. You are never restricted to an HMO or PPO service area.
  • With Student Select you're covered year-round, not just during the school term. And, if for some reason, you have to leave school, Student Select stays with you for the remainder of the policy year... and then it's guaranteed renewable.
  • Student Select guarantees renewability. Whereas most student health insurance plans only cover you until you graduate or very shortly thereafter, Student Select can be renewed as long as it's needed . . . and, of course, as long as the premiums are paid.
Eligibility Requirements

Student Select guarantees acceptance to any eligible student. Any undergraduate (taking nine or more college credits) or full-time graduate student*, attending a state-accredited college or university, up to age 63, is eligible for Student Select.

You must be a full-time student for a minimum of 31 days following the effective date of your policy.

* Assurant Health will accept the school's definition of full-time.

How the Plan Works

The Student Select plan is simple, affordable and easy to obtain. You choose the plan that best meets your needs and budget.

Deductible Options: $250, $500, $1,000, and $2,500
Coinsurance (also referred to as Rate of Payment): 80/20 to $10,000
Benefits are paid as follows:
Benefit Chart


If you are insured under a Student Select policy, you must obtain authorization for all hospital admissions, outpatient surgeries and certain other services. The number to call for Student Select preauthorization is 1-800-454-5105. The Student Select identification card, which is attached to the insurance contract you will receive, also lists the preauthorization phone number.

No HMOs or PPOs

Since Student Select is not an HMO or PPO plan, you can visit the doctor or hospital of your choice. No referrals are needed, no non-network penalties are incurred ... the choice is yours!

Payment Options

You can pay for your Student Select plan on an annual or semi-annual basis. Assurant Health offers two convenient payment methods of credit card (Visa/MasterCard) or personal check. Both the annual and semi-annual payment options are available with the credit card payment method.

> Student Health Insurance Quotes - Click HERE <

Long Term Consumer Care, Inc. is licensed throughout the United States and has been appointed by Assurant Health since 1973.  We are a national specialist in Temporary Health Insurance.

For More Plan Information, Contact: Long Term Consumer Care, Inc.

Toll Free: 1-800-544-9505

Product Availability Varies By State

Copyrightę 2009, Long Term Consumer Care, Inc.