Temporary Health Insurance

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What is Temporary Health Insurance?

Temporary Health insurance provides comprehensive temporary medical insurance coverage that guards against catastrophic costs of unexpected medical bills. Temporary health insurance covers a wide variety of needs, from 30 to 365 days (depending on state of residency), and it allows you to use your own doctors and hospitals.
When you need affordable health insurance and are between permanent employer-sponsored plans, temporary health insurance offers gap coverage that can give you and your family peace of mind. In general, temporary health insurance policies cover physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient surgeries, skilled nursing facility care and rehabilitation up to a lifetime maximum of $2 million.
LTCC is a trademark of Long Term Consumer Care, Inc.  All other products mentioned are registered trademarks of their respective companies. This web site is owned and operated by Long Term Consumer Care, Inc.

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Short Term Health Insurance - Apply Online for Next Day Coverage

Temporary Health Insurance Quote

Standard Security - Liberty STM
Length of Coverage: 30 Days to 6 or 12 Months 
A.M. Best Rating: A- Excellent
Guarantee: 10 Day Return of Premium
Temporary Health Insurance - Liberty STM

Want health insurance approved within 10 minutes?

  • Get a free, no obligation quote
  • Online application
  • Instant approval if qualified
  • Payment by Credit Card, Check or Automatic Check Withdrawal
  • Print your policy information

Affordable Health Insurance with $2,000,000 Lifetime Maximum Per Insured Person

Important Protection:
Just because you don't have health insurance right now doesn't mean you won't have health problems.

The Liberty STM allows you and your family to purchase high quality, affordable major medical coverage on an intermediate basis. The covered benefits include expenses for doctors services, surgery, out-patient, in-hospital care and prescription drugs.


  • $1,000,000 Lifetime Maximum Per Insured person
  • Freedom to choose any doctor or hospital
  • Choice of $250, $500, $1,000, and $2,000 deductibles
  • Select to pay monthly or single payment
  • Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft
  • Child only coverage

Perfect for...

  • People between jobs
  • New Employee Waiting Periods
  • Part-Time / Temporary Employees
  • Dependent Child Coverage
  • Collage Students / New Graduates

Next Day Coverage Available!
The insurance can be effective as early as 12:01 a.m. the next day after the transmission date. However, the applicant can choose a later effective date not to exceed 60 days from transmission date. Coverage ends on termination date listed in your policy.

Insured By:
Standard Security Life Insurance Company of NY
Rated A- (Excellent) by A.M. Best Reports
A.M. Best ratings range from A++ to D.

Administered By:
Health Plan Administrators, Inc.


The Liberty Short Term Health Insurance is underwritten by: The Standard Security Life Insurance Company of NY.  Temporary health insurance protection for when you are between jobs, laid-off, a temporary or part-time employee or waiting for other health insurance to start. Short term medical insurance can also be used as a low cost alternative to COBRA insurance. 

Short term health insurance is our specialty.  Contact us with any questions you may have concerning temporary health insurance.  We would like to earn your short term health insurance business - Our #1 priority is making sure that you and your family are covered just in case the unexpected happens.

For More Information, Contact: Long Term Consumer Care, Inc.

Toll Free: 1-800-544-9505

Product Availability Varies By State

Copyrightę 2008, Long Term Consumer Care, Inc.

Temporary health insurance is short term health insurance for your temporary medical insurance needs. Offering: Assurant short term medical insurance, HPA short term health insurance, Clarendon temporary health insurance, American Health Shield & the Liberty STM temporary health insurance by Standard Security  Life Insurance and Celtic short term medical insurance.
Get a temporary health insurance quote and buy your short term health insurance online. Compare all the temporary health insurance plans available side-by-side and choose the short term health insurance plans that best fits your budget - always at the lowest price. We are your source for Temporary Health Insurance.